An Update Discussion on Roth IRAs and the Voluntary Contribution Program

January 18, 2016

Click Here to Download the Audio

This week on For Your Benefit, hosts Bob Leins and Tammy Flanagan present their annual analysis and presentation of the “Back Door Roth IRA” and the “ The transfer of a Voluntary Contribution Account to a Roth IRA”. These subjects will be discussed together with comments on potential tax law changes for 2016 that could impact “Back Door Roth IRAs” and “Stretch IRAs” to non-spouse beneficiaries.  Please remember these are potential concerns as to what could change and not what has changed.

Topics include:

  • Brief history of traditional and Roth IRAs
  • Ability to “contribute” directly to either type of IRA
  • Transfer or rollover to a Roth IRA
  • The Voluntary Contribution Program: What it means to you if you qualify and how it works
  • Why you may consider action re these opportunities in 2016 and when in 2016

Click here to view A Basic Guide to Understanding "Backdoor" Roth Conversions Handout.

Topics: Pay & Benefits, Sponsored Content, For Your Benefit, Pay and Benefits, Bob Leins, NITP, WAEPA, tax, taxes, Tammy Flanagan, Roth IRA, Voluntary Contribution, tax law, Stretch IRA, tax planning









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For Your Benefit, Mondays, 10 a.m.

Host Bob Leins and presenters from the National Institute of Transition Planning, the federal leader in retirement planning seminars, take your calls and emails every Monday. Each week, the show focuses on a specific area of retirement planning from financial security, taxes, federal benefits and estate planning, to life after retirement. Email your questions or call the show at 202-465-3080. Listen live!